Keaty Real Estate Lafayette, LA
Call Jim · (337) 344-4236
Stop renting · Start owning

Why pay your landlord'smortgage when you could pay your own?

Around Lafayette, owning a home can cost about what you're already paying in rent — with little to nothing out of pocket to get in. See what you can afford. You might be surprised.

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Rates as low as 3.9%Through builder & preferred-lender programs
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No closing costsOn select new-construction homes
Down payment assistanceState, parish & builder programs available
Find your number

Browse homes by monthly payment

Pick the payment that fits your budget and see real homes available right now. Estimated payments reflect current builder and assistance programs — your actual payment will depend on your details.

Want to find out what you can afford? You might be surprised.

My Home Journey is your free, self-guided prequalification — find out what you can afford, what you could buy, and whether you could own for less than you're paying in rent. See your numbers in minutes, save your progress, and pick up anytime.

Start My Home Journey
Renting vs. owning

The case for your own front door

01

You're building equity — your landlord's

Every rent check pays down someone else's mortgage. The same money could be building wealth that's yours.

02

Your pets are welcome by default

No pet deposits, no pet rent, no "sorry, no animals." When you own, the rules are yours.

03

A fixed payment, not a rising one

Rent climbs every renewal. A fixed-rate mortgage keeps your principal & interest the same for years.

04

Less out of pocket than you expect

Between assistance programs and builder incentives, the upfront cost can be a fraction of what most renters assume.

Help getting in the door

Programs that make it possible

You may be able to stack more than one of these — here's where the help comes from.

Louisiana Housing Corporation

Down payment and closing-cost assistance, with some programs forgivable if you stay in the home.

View LHC programs

Lafayette Parish program

The parish's First-Time Homebuyer Program helps qualified low-to-moderate-income buyers purchasing within Lafayette Parish.

See the parish program

D.R. Horton Home Buyer Club

A free program that helps you clear credit hurdles and build a path to ownership — even if you're not quite ready yet.

Join the club
Worried new construction isn't built well?

Don't take our word for it — watch us build one.

We filmed an entire new home going up from the ground up, including everything behind the walls that buyers almost never get to see. Take the full virtual tour, hear from a real buyer, and judge the quality for yourself — then ask about the D.R. Horton buyer bonus program.

Your next step

Three ways to get moving

Wherever you're starting from, there's a path. Pick the one that fits you today.

Step 1 · Run the numbers

See your estimated payment

Plug in a price and see what the monthly payment could look like — then check what lenders actually look for.

Step 2 · Not quite ready?

Fix your credit — for free

Credit holding you back? The D.R. Horton Home Buyer Club helps you build a path to ownership at no cost. Start by pulling your free report.

Step 3 · Ready to go

Apply & get pre-approved

Ready to find out for real? Start your application with DHI Mortgage — it only takes a few minutes.

Important: on your application, list Jim Keaty, Keaty Real Estate as your agent so we can guide you through every step.

Ready to find out if you can own this year?

Start My Home Journey, or reach out to Jim directly — there's no cost and no obligation.